All Disclosures will be updated & available soon

Your privacy concerns are important to Your "PAL", LLC and its affiliates (collectively referred to herein as "we" or "us"). This Privacy Policy is designed to provide you with the information you need to control your personal information. Please note also that this Privacy Policy should be read in conjunction with our Terms of Use. By using this website or any affiliate website which links to this Privacy Policy (the “Website”), you agree to the collection and use of your information by us in accordance with this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use this Website.

When registering, purchasing items, fill out any type of survey or forms on our site, the personal information that we do collect is your full legal name, mailing address, email address, phone number, payment method and other details for our own use for the purpose of responding to and processing your request, none of which will be shared with third parties. 

We may update this Privacy Policy from time to time at our sole discretion.along with the effective date. In all cases, Your "PAL", LLC's use of the information we collect is subject to the Privacy Policy in effect at the time such information is collected. 

Your  "PAL", LLC respects the intellectual property rights of others. Pursuant to applicable Copyright laws including the Digital Millennium Copyright Act of 1998 (“DMCA”) (17 USC § 501) we will respond to clear notices of alleged copyright infringement. The data, information, and material included in this website is provided to the user with RESTRICTED RIGHTS. Use, duplication, or disclosure by the United States Government is subject to the restrictions that are set forth in subparagraph (c) of The Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software -- Restricted Rights at 48 CFR 52.227-19, as applicable. The data, information, and material is copyright© 2021 by Your "PAL"' LLC ® . All rights reserved under the copyright laws of the United States of America. For the purpose of any public disclosure provision under any federal, state, or local law, it is agreed that the information is a  trade secret and proprietary commercial data and not subject to disclosure. 

 These Terms of Use describe the nature of this website or any affiliate website which links to these Terms of Use (the “Website”) and the terms on which you may use it. BY USING THIS WEBSITE OR ANY INFORMATION PROVIDED ON THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. Your "PAL", LLC and each of its affiliates (collectively referred to herein as "us" or "we") reserve the right, in our sole discretion, to change, add or remove any portion of these Terms of Use at any time by posting new Terms of Use on this Website. Please review these Terms of Use each time you use this Website. YOUR USE FOLLOWING POSTED CHANGES WILL CONSTITUTE YOUR ACCEPTANCE OF SUCH CHANGES. IF YOU DO NOT AGREE TO THESE TERMS OF USE OR ANY CHANGES, PLEASE DO NOT USE THIS WEBSITE. 

Certain sections of this site may provide links to sites of third parties where you may be able to purchase online products and services provided by the third parties. We are not responsible for the quality, accuracy, timeliness, reliability, or any other aspect of any product or service offered or provided by a third-party. When you click on these third-party links, you will leave the Your "PAL", LLC website and will be directed to another site. These sites are not under the control of Your "PAL", LLC. Your "PAL", LLC makes no representations regarding the suitability of content in such sites for any particular audience. Your "PAL", LLC is not responsible for any of the content of linked third party websites.  Your "PAL", LLC. is in a partnership with these third parties, but we make no representation or warranty regarding the accuracy of the information contained in the linked sites or their website content. We suggest that you always verify the information obtained from linked websites before acting upon this information. 

Your "PAL", LLC does not collect any premiums or make payments on behalf of the client to any third-party providers. The client is fully responsible to make sure premiums are being deducted as arranged and paid directly to the third party. If you fail to make premiums or then perks, policies, products and services can be terminated.  

Also, please be aware that the security and privacy policies on these third-party sites may be different than Your "PAL", LLC policies, so please read third party privacy and security policies closely. 

Disclaimer: If you choose to make a purchase after clicking a link, Your "PAL", LLC may receive a commission or fee at no additional cost to you. 

Note: If you have questions or concerns about the policies, products and services offered on linked third party sites, please contact the third party directly.